Personal Capital vs Buxfer
See why Buxfer is the best alternative to Personal Capital
Thinking of switching away from Personal Capital? You have come to the right place. Thousands of users have happily made the switch to Buxfer and here's why.
FeatureBuxferPersonal Capital
Control
Provides user configurable automation via rules, which let you precisely control when and how an automation is applied to your data.
Too much automation with little control for user to personalize how features like categorization work. The machine tries to overpower you, and you are not given many tools to fight it.
Budgeting
Offers flexible budgeting, allowing you to budget your way.
Extremely basic. Automated budgets are frequently wrong.
Forecasting
Forecasts your future spending, income and account balances based on your past spending data.
Not supported for expense / income / cashflows.
Multiple Currencies
Full-fledged support for multiple currencies.
Not supported
Access Control
Allows sharing access to your account with your family or accountant.
Not supported
Control
Buxfer
Provides user configurable automation via rules, which let you precisely control when and how an automation is applied to your data.
Personal Capital
Too much automation with little control for user to personalize how features like categorization work. The machine tries to overpower you, and you are not given many tools to fight it.
Budgeting
Buxfer
Offers flexible budgeting, allowing you to budget your way.
Personal Capital
Extremely basic. Automated budgets are frequently wrong.
Forecasting
Buxfer
Forecasts your future spending, income and account balances based on your past spending data.
Personal Capital
Not supported for expense / income / cashflows.
Multiple Currencies
Buxfer
Full-fledged support for multiple currencies.
Personal Capital
Not supported
Access Control
Buxfer
Allows sharing access to your account with your family or accountant.
Personal Capital
Not supported
  • Personal capital is sh** for budgeting.
    —Hacker News
  • I got persistent, unsolicited calls from them for wanting my FA business. I deleted my account immediately after the call.
    —Reddit
  • Be aware they require a phone number for 2FA and they will call you once every 1-2 years on that phone number to try to sell you their advising services.
    —Hacker News
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