Spend less & save more
What does "To Be Budgeted" mean and how is it calculated?
To Be Budgeted (TBB) is the amount of money you still have available to allocate to your budgets.
TBB = Money Available - Money Allocated
We support several ways to determine how much money is available to be allocated to your budgets:
  • Account balances =
    Account balance at start of period
    + Income earned during current period
    + Transfers during current period
  • Income earned in current period
  • Income earned in previous period
Different allocation methods work better for different situations. Typically, if your primary goal is to spend less than you earn, you should pick one of the Income based allocation methods. If you follow Envelope or Zero-Based budgeting, you should allocate based your account balances.